Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help families who have fallen into financial difficulty, a lot of times due to a change in circumstances, illness or death. The current percentage of UK adults that a hold a protection product are: 

• 29% for life insurance* 
• 13% for critical illness* 
• 6.1% for income protection insurance* 
• 3% for mortgage protection payment insurance* 

 A lot of life insurance policies have value added benefits that people often forget about, so it’s important to take make the most of these and ask if you need second opinions, a 24-hour GP service, or counselling services for example.  This festive season, we are going to be reviewing our client services and would like to invite you to get in touch for a free protection portfolio review to make sure your policies not only fit your current circumstances but provide the most cost effective option in the market. If you would like to take advantage of a free protection portfolio review this festive season, get in touch today to book an appointment 

*https://www.fca.org.uk/publication/financial-lives/financial-lives-survey-2022-key-findings.pdf