Welcome to
Black & Gold Financial Services
Mortgage, Protection & Equity Release Advisers
Professional services with a personal touch

Mortgages
First Time Buyers, remortgage, buy to let

Protection
Life Cover, Crticial Illness, Income Protection

Equity Release
Interest Only Lifetime Mortgage, Drawdown Lifetime Mortgage, Roll-Up Lifetime Mortgage

Estate Planning
Wills & Trusts, Power of Attorney, Funeral Plans
Welcome to
Black & Gold Financial Services
Mortgage, Protection & Equity Release Advisers
Professional services with a personal touch
OUR SERVICES
We provide professional services with a personal touch. Take a look at our areas of expertise or even better give us a call and we’d love to talk you through them.
Numbers Speak Volumes
Our Core Values
Professional Services with a Personal Touch

Trust

Impartial

Excellence

Honesty

CLient-Led
The Small Print
Simplifying the complexities of mortgage and finance regulation.
Your Home may be repossessed if you do not keep up repayments on your mortgage.
Some forms of Buy to Let Mortgages are not regulated by the Financial Conduct Authority.
A fee of £200 for sourcing the mortgage/product payable on application, and a fee of £149 for obtaining the mortgage/product on offer. If we charge you a fee, and your mortgage does not go ahead you will not receive a refund. This is in addition to any commission we may receive from the lender.
A fee of £995 is payable on completion for our service in relation to Lifetime Mortgage contracts.
We will be paid commission by the lender; the amount of the commission due to be paid is available upon request and will be disclosed via the mortgage illustration.
This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.
Wills, Trusts, Estate Planning, Powers of Attorney, and Funeral Planning are not regulated by the Financial Conduct Authority.