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Equity Release

Equity Release

Have you ever needed extra cash but found it all tied up in your home? If you’re over 55, we can help. Perhaps you want to take a dream trip? Or maybe you want to help your grandchildren buy their first home?

Whatever you need the money for, we can help. We can release the cash tied up in your property. This allows you to live your best life. At B&G, we guide you through all the options. We ensure you know exactly what is available.

We help you find the plan that fits your life best. Our main goal is your comfort. We ensure your home remains secure while you release equity. Our main options are listed below.

If you want to discuss other products like home reversion, please get in touch. Equity release is a very popular choice for our clients. Don’t miss out on freeing up your cash! Contact us today to learn more.

Interest Only Lifetime Mortgage
These plans combine interest-only features with a lifetime mortgage. They are a great choice for a lump sum or a regular income. In addition, they work well if you can pay a little back regularly. At B&G, we help you explore all options. We guide you through the process before you make any decisions.
Drawdown Lifetime Mortgage
This plan gives you the freedom to take cash from your home when you like. It is more flexible than a standard lifetime mortgage. You can choose to release your cash over time. In fact, this is often the most cost-effective option. You only pay interest on the money you have actually taken.
Roll Up Lifetime Mortgage
This is similar to the interest-only option. You can access a lump sum or a regular income. However, you do not have to pay back the interest monthly. Instead, the interest builds up over time. It is repaid only when the property is sold. We will work with you to find the right solution for your family.
The Small Print

This is a lifetime mortgage. To understand the features and risks, please ask for a personalised illustration. Check that this mortgage will meet your needs if you want to move or sell your home or you want your family to inherit it. If you are in any doubt, seek independent advice.

To ensure you get the very best advice, we refer all equity release business to our specialist partners. They focus entirely on this area of finance. This partnership ensures you receive expert guidance every step of the way. We will still be here to support you throughout the process.

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