If you’re self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you …
Managing money and bills self-employed can feel like a juggling act. Especially since you don’t have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve …
Here are some tips for managing bills and finances when you don’t have a regular income Read More »
Maybe you’ve spent a bit of time putting together your business. Now everything is going well, you wouldn’t want something unexpected to get in the way? This is where insurance can help. Of course, we are big believers in setting up these support systems. If you’re self-employed in the UK, building and contents insurance is …
Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you …
Chances are, unless you are in the industry or have already lost a loved one, you haven’t heard of probate before. It’s a lengthy legal proceeding before the courts to settle wills. A grant of probate is sometimes needed when valuable assets, such as property and shares, are left in a will. It’s a process that …
What is probate and could it affect a Life Insurance claim? Read More »
Technology is changing the general insurance industry. It is completely transforming how insurers operate, interact with customers, and assess risk. Are you curious? Keep reading to find out more! From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised coverage. The future of general insurance is filled with technological innovations! Here’s an in-depth …
How technology is sharing the future of general insurance Read More »
Now set at 4.5%, the Bank of England’s Monetary Policy Committee (MPC) has voted to cut the bank’s base interest rate. What does this mean for you? Let’s take a closer look: On 7th February 2024, economists on the bank’s MPC unanimously called for a cut in interest rates. They voted 7-2 in favour of …
The Bank of England announces its first base rate cut of 2025 Read More »
With insurance premiums increasing, it’s a great time to review your policy. Did you know that if you contact us, we may be able to find you a cheaper deal? Or even, we might be able to find you more benefits for the same fee. That’s one of the advantages of going through an advisor. …
It’s time to check your policy is up to date with insurance premiums on the rise Read More »
In this quick overview, we go into the reasons why everyone in the family should have income protection. Income protection is a policy that will cover you financially if you can’t work due to sickness, injury, or disability. Did you know that in an ideal world, everyone in the family will benefit from full coverage? From the …
Why does everyone in the family benefit from income protection? Read More »
The festive season can bring all sorts of financial stress. But with these tips, we hope you can take the stress out of it and enjoy the precious time with your family. Many Brits are feeling the pinch from the rising cost of living, with essentials like fuel, groceries, and running the home on the rise. …
Five easy ways to save money this festive season Read More »
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