Bobby-Jean Farnworth

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Expect the unexpected: Critical Illness Protection for the whole family

Trigger warning: losing a child, stillbirth Did you know Critical Illness Protection is important for the whole family? Not just the main earner? For example, we consider one heartbreaking example of why you should have a Critical Illness Policy in place for everyone in the family… Losing a child is a devastating tragedy with unimaginable grief. Amidst …

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A fresh start for your money this spring

Let’s get a bit cheesy this month with this very catchy phrase: “Spring Cleaning Your Finances—A Fresh Start for Your Money.” But research shows most British adults do not have enough savings. As we hopefully feel slightly warm temps, and the days are getting longer, spring offers the perfect opportunity for a fresh start. Not …

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Why income protection & critical illness protection are extra important for the self-employed. 

If you’re self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you …

Why income protection & critical illness protection are extra important for the self-employed.  Read More »

Here are some tips for managing bills and finances when you don’t have a regular income 

Managing money and bills self-employed can feel like a juggling act. Especially since you don’t have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve …

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Do you need extra building and content insurance policies in place if you work from home? 

Maybe you’ve spent a bit of time putting together your business. Now everything is going well, you wouldn’t want something unexpected to get in the way? This is where insurance can help. Of course, we are big believers in setting up these support systems. If you’re self-employed in the UK, building and contents insurance is …

Do you need extra building and content insurance policies in place if you work from home?  Read More »

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Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions…

Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you …

Can I get a mortgage if I’m self-employed? Plus other commonly asked employment questions… Read More »

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What is probate and could it affect a Life Insurance claim?

Chances are, unless you are in the industry or have already lost a loved one, you haven’t heard of probate before. It’s a lengthy legal proceeding before the courts to settle wills. A grant of probate is sometimes needed when valuable assets, such as property and shares, are left in a will. It’s a process that …

What is probate and could it affect a Life Insurance claim? Read More »

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How technology is sharing the future of general insurance

Technology is changing the general insurance industry. It is completely transforming how insurers operate, interact with customers, and assess risk. Are you curious? Keep reading to find out more! From AI-driven claims processing to integrating Internet of Things (IoT) devices for personalised coverage. The future of general insurance is filled with technological innovations! Here’s an in-depth …

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