Be honest, have you been avoiding your news app lately? We wouldn’t blame you. Between the fluctuating energy prices and the geopolitical wobbles making headlines every other day, it feels like a bit of a whirlwind out there. If you’ve been keeping an eye on the mortgage market, you’ve likely noticed things aren’t exactly “business […]
Beat the Hike: Why Waiting is Costing You Money Read More »
Be honest, being your own boss is the dream, isn’t it? No soul-crushing commute into Manchester if you don’t feel like it, the freedom to choose your projects, and the ability to work in your pyjamas (we won't tell anyone). But then you decide you want to move house or buy your first place in
Mortgage Advice for the Self-Employed: How to Get a “Yes” from Lenders in 2026 Read More »
Be honest, seeing “Renters’ Rights Act” splashed across the headlines probably feels a bit like watching a storm cloud gather on the horizon. You’ve worked hard to build your portfolio, and suddenly, the goalposts aren’t just moving, they’re being completely redesigned. If you’ve been keeping an eye on the calendar, you’ll know that the biggest
Be honest , when was the last time you actually checked when your fixed mortgage deal ends? If you're like most Manchester homeowners I speak to, that little detail probably got filed away somewhere between "change the smoke alarm batteries" and "book that dental check-up." And with good reason! Life's busy. You've got enough on
Be honest. You’ve seen those online ads, right? “Get your mortgage Agreement in Principle in just 5 minutes!” Click a few buttons, pop in some numbers, and boom, you’re ready to house hunt. Sounds brilliant. Sounds easy. Here’s the thing: it’s not quite that simple. Don’t get me wrong, I’m not saying you can’t technically
Why Your Mortgage Agreement in Principle shouldn’t be a 5-Minute DIY Job Read More »
Be honest. If you had to stop working for a few months, what happens to your money? If you're self-employed in Manchester, running your own trade in Wigan, or building a business in Bolton, you already know the deal. No sick pay. No employer safety net. If you can't work, the income slows… or stops.
Income Protection: The Essential Safety Net for Self-Employed Pros in Manchester & Wigan Read More »
Be honest, how many times have you thought about making a will, then promptly pushed it to the bottom of your to-do list? You’re not alone. Most of us know we should sort out our wills and estate planning, but there’s always something else that feels more urgent. A kitchen that needs updating. A holiday
The 5 Most Common Myths About Making a Will Read More »
Be honest, when you first went self-employed, did mortgage applications even cross your mind? You were probably thinking about invoices, tax returns, building your client base, and whether you'd actually make it work. Then a few years fly by. Now business is thriving. You're earning well. And you're ready to buy a home (or remortgage)
Be honest, January arrives, the decorations come down… and suddenly the credit card statements arrive too. If you’re wondering where the money went (and how many mince pies you actually ate), this quick quiz is for you. There are no wrong answers. Just real life. Question 1: When you opened your January credit card statement,
The January money reset quiz Read More »
January is often when people take a step back and look at their finances with fresh eyes. Once the festive period has passed, it becomes easier to focus on what really matters. Keeping income flowing, protecting family finances and ensuring plans stay on track if the unexpected happens. This is where protection insurance plays an
Is your Income Protection policy still fit for purpose? Read More »