Recent research conducted by Later Life Lender more2life**, revealed the true extent to which gifting via Equity Release can benefit fund recipients. When those over 55 access equity locked up in their homes to gift their children, or even grandchildren, they open the opportunity for young first-time buyers to secure lower Loan-to-Value options on their …
As we continue to battle the cost-of-living crisis, it’s easy to see the solutions damaging our credit file, impacting our future finances as well as hitting us in the pocket today. As our wages will typically stagnate in comparison to the rapid climb on our outgoings, it means we’ll all have to tighten our belts …
Don’t let the current financial climate damage your credit score Read More »
When Dean and Lisa secured their life insurance, they chose to add Critical Illness cover to their policy, they also added children’s Critical Illness cover as their broker mentioned it would be added at no additional cost and could help should they have a child who became critically ill. Just 14 months later, their eldest …
Critical illness cover for your children- Case Study Read More »
While many of us may have become incensed by or frustrated with our spouses during the last two years’ increased time at home, many have also felt the need to file for divorce. In fact, the latest ONS data has revealed that in the over 65s, there has been a 46%* Year on Year increase …
August 4th saw yet another Bank of England Base Rate hike, this time to 1.75% and evidently these rises are seeing Mortgage Rates rising too. So, does this mean you should remortgage now? It is certainly advisable if you’re within 6 months of the end of your current agreement, that you speak to us about …
A new base rise, so is now a good time to remortgage? Read More »
When it comes to navigating available Life Insurance policies it can be quite the minefield! We’ve assembled a handy list of 6 things to be aware of before you start and when you’re ready, we’ll be here to help you find the most suitable policy for your needs. Fix the monthly feeIf you look for …
It’s no secret that the results of the pandemic and the more recent cost of living crisis have left many of us seeking alternative ways to afford the essentials, and for a lot of us that has meant extending overdraft facilities, obtaining credit cards and securing store credit options. But these multiple debts can mount …
The UK is amid a cost-of-living crisis. Prices are rising at rates we haven’t seen since the 1970s – energy, broadband, water, council tax, food, fuel and more. So here are just a few handy tips for saving money where you can. Ten top tips for saving money Heat the human, not the home: Luckily, …
Unless you’re been hiding from the latest news, you’ll likely have seen all the stories on cancelled flights and nightmares at the airports. But if your flight is cancelled, you’re due an alternative or a full refund. If it’s within 14 days of departure, you could be owed £100s in compensation on top. If you’re …
Bank of England Base Rate explained: What does it mean for me and my mortgage? On the 16th of June this year, the Monetary Policy Committee (MPC) raised the base rate an additional 0.25% to 1.25%. But what does that mean? And what is the effect on your mortgage? Over the last decade we’ve seen …
Bank of England Base Rate explained: What does it mean for me and my mortgage? Read More »
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