As we get older our needs change. We may find we have less stability and some of us may even see our overall health in decline. Does that mean you (or your loved ones) need to leave your home and move into residential care? Not necessarily. What if you could receive care at home and …
If you are working, what would happen to your monthly income if you suddenly lost your ability to work? Would you be able to manage without your monthly income? If you could not pay your mortgage, how long before you lose your home? How would you pay the food bills and which of your home …
We face household accidents regularly, but that’s not to say they aren’t annoying to deal with when they happen. Many of us prefer to protect our assets and valuables just in case and while that won’t stop things getting broken, it does help during the aftermath, but what does Accidental Damage Insurance actually involve? What …
We often secure our homes, lives and health insurance from the comfort of our own homes but how do they apply when we take a jaunt overseas? Here are a couple of highlights that you can ensure are covered in your polices, ahead of travelling to warmer climes this summer. Building & Contents InsuranceYour building …
Your various Insurances and how they work abroad Read More »
Many of us have spent years aiming towards a financially secure retirement, where we can sit back and relax and enjoy some down time with loved ones. Unfortunately, the rising costs of living and pension shortfalls mean we’re not as able to enjoy our latter years as we may have hoped- never mind indulging in …
We’ve all heard of “side hustles” as a way to boost income. From crafting and selling your creations or filling out online surveys in return for vouchers or cash payments, many of us are looking at ways we can boost our incomes in a world of increased costs. Though none of these alone will have …
One of the biggest challenges you may face when trying to capital raise when your lender may not give you a Further Advance (when you take on additional borrowing from your current mortgage lender) and large early repayment charges may stand in the way of re-mortgaging. Whether the money required is for debt consolidation, home …
Could a second-charge Mortgage help navigate significant early redemption charges? Read More »
There are different types of power of attorney and you can set up more than one. Ordinary power of attorneyThis covers decisions about your financial affairs and is valid while you have mental capacity. It is suitable if you need cover for a temporary period (hospital stay or holiday) or if you find it hard …
For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product at today’s …
Homeowners you could be saving on average this year £2,000, on your mortgage payments Read More »
With the average price of both petrol and diesel once again hitting new record highs this month, rising to 152p/L and 155p/L respectively according to the RAC**, it’s more important than ever to save on filling up by buying in the right place. And, if you take steps to make your car more fuel efficient, …
Making your car more fuel efficient to tackle the rising fuel costs Read More »
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