Many of us will have just waved our children, siblings or other loved ones off to University knowing full well, their lifestyles will be vastly different to what they’re used to at home. No longer living with parents the new freedoms are exciting for young people possibly stepping out on their own for the first …
Sickness has affected many of us at some time or another, and while we always advocate income protection when ensuring your finances are protected should the worst happen, what if this isn’t something you had in place? Check out these tips to helping survive financially if you find yourself unable to work due to sickness …
Have sickness or injury left you unable to work? Read More »
A case study Here is an example of how much you could save when your fixed rate deal has come to an end.Lucy took out a two-year fixed-rate mortgage in 2019 on a property worth £443,000. Lucy was only able to raise a 5% deposit and borrowed £421,000. She was offered a rate of 3.98% …
According to research by Key*, 38% of those releasing equity from their homes in the first quarter of 2021, used it to repay outstanding mortgages. If you’re over 55, you could qualify for an equity release product to help pay off the current mortgage on your home, and as with most plans you do not …
Retirement without your monthly mortgage payments, sounds good right? Read More »
Nobody likes to think about death, and even fewer of us like to talk about it, but your plans for your loved ones should the worst happen can be a simple solve. Many of us believe that when we die, our estate, savings and belongings will automatically pass to our nearest and dearest, but this …
Ensuring your children don’t go without after you die Read More »
Wills are something that are commonly heard of and used, but have you ever heard of something called lasting power of attorney? By the time we reach 2025 Alzheimer’s Society has predicted that more than 1 million people in the UK will have dementia. And whilst this may be something you don’t want to think …
A lasting power of attorney is not just for the elderly Read More »
For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product at today’s …
Homeowners, could you be saving more than £2,000 on average a year? Read More »
If your business has shareholders, it’s crucial to begin thinking about shareholder protection, and how it can provide your business with a vital safety net in the case a shareholder ever was unable to work due to serious illness or injury, or if they were to pass away. No one wants to think of the …
Share the love with a Shareholder Protection Plan Read More »
Firstly we’d like to wish you the happiest of starts to a brand new year, a fresh beginning and, of course, the end of 2020. Being at the dawn of a new year, for many, it’s usually the time that we begin new years resolutions or set intentions for the year ahead, but instead our …
Ideally, the only person you want coming down your chimney this Christmas would be Santa, but according to research over a third (38%) of UK adults have been a victim of neighbourhood crime, with two fifths (41%) having had their homes broken into.* No matter what time of year, when burglary happens it’s an extremely …
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