Now set at 4.5%, the Bank of England’s Monetary Policy Committee (MPC) has voted to cut the bank’s base interest rate. What does this mean for you? Let’s take a closer look: On 7th February 2024, economists on the bank’s MPC unanimously called for a cut in interest rates. They voted 7-2 in favour of …
The Bank of England announces its first base rate cut of 2025 Read More »
With insurance premiums increasing, it’s a great time to review your policy. Did you know that if you contact us, we may be able to find you a cheaper deal? Or even, we might be able to find you more benefits for the same fee. That’s one of the advantages of going through an advisor. …
It’s time to check your policy is up to date with insurance premiums on the rise Read More »
In this quick overview, we go into the reasons why everyone in the family should have income protection. Income protection is a policy that will cover you financially if you can’t work due to sickness, injury, or disability. Did you know that in an ideal world, everyone in the family will benefit from full coverage? From the …
Why does everyone in the family benefit from income protection? Read More »
The festive season can bring all sorts of financial stress. But with these tips, we hope you can take the stress out of it and enjoy the precious time with your family. Many Brits are feeling the pinch from the rising cost of living, with essentials like fuel, groceries, and running the home on the rise. …
Five easy ways to save money this festive season Read More »
Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances. Myth: You Need a Huge Deposit (at least 20%)Reality: While a larger deposit can get you better rates, many mortgages are available with lower deposits: Myth: You …
Take the stress out of insurance by using a broker. We can help you decide on the best policy for you with our years of knowledge and experience. Don’t forget — we help families every day! An insurance broker is a professional ‘middle-person’ working independently. The benefits are almost endless. The main one is that you …
With everyone feeling the pinch due to the cost-of-living crisis, it can be tempting to rely on credit cards and loans to make ends meet. But has the situation spiralled, with debts now outpacing your income? In this article, we discuss ways to get help with managing debt. Our first recommendation is to speak with …
Let’s go through one of the biggest tax-raising Budgets in history. With the new government underway, our current Chancellor Rachel Reeves announced the 2024 Autumn Budget set to increase taxes by £40billion—we haven’t seen one this big for over twenty years! There is a lot to discuss. Contact us for a detailed and personalised guide …
There has been a 6% increase in combined buildings and contents insurance since last year. In the current economic climate, inflation is affecting everything, and homeowners across the UK are feeling the pinch—making peace of mind more critical than ever. We are constantly scanning the market to find the best insurance deals, so contact us …
Barclays* recently announced an analysis of the mortgage market, predicting significant changes between July and December 2024. During this period, over £98.4 billion worth of residential mortgages and £16.4 billion worth of buy-to-let deals will be ending. Do you hold one of these mortgages? If you need help securing a new mortgage on a property …
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