Let’s discuss the new first-time buyers’ 99% mortgage with £5k deposit by Accord Mortgages. As you might have guessed from the name, a 99% mortgage allows you to take out a mortgage with only a 1% deposit. This could be a fantastic opportunity for those struggling to buy a house. Think renters who already pay …
Four in five young adults consider taking out critical illness cover (CIC) once they understand the product. But the biggest holdback is understanding CIC—or even hearing about it! CIC can help protect your family should you fall ill or need medical treatment. This cover ensures the bills are paid while putting food on the table …
Why four in five young adults are considering critical illness cove Read More »
Hot on the topic of weddings, we dive into another significant life event. Here’s our mortgage guide for first-time buyers… Do you know the difference between a fixed and a variable mortgage? Have you heard of ‘loan to value’? Are you curious about what help is available for first-time buyers? Or are you a supportive …
There is no hiding that weddings are expensive. Using many vendors and venues carries risks. Wedding insurance covers the run-up to the big day or the day itself. However, a change of heart or cold feet won’t count. What does wedding insurance typically cover? · The wedding or reception venue goes bust or cancels on …
Did you know you can use equity release for gifting? Also known as a lifetime mortgage, you can help your children/grandchildren have the wedding of their dreams. It may also fund your income for the year. So this could help you take time off to help the kids. Or help you plan and enjoy your …
How much does a wedding cost today? Did you know you can use equity release for gifting? Read More »
As we go into the holiday season, no one wants to think about what could go wrong on holiday. But medical emergencies, cancellations, and lost or stolen luggage can happen. Don’t let an unexpected event ruin your travel experience. Travel insurance provides you with peace of mind! In the UK, there are several types of …
As we go into the holiday season, have you thought about Travel Insurance? Read More »
A mortgage holiday might sound intriguing. But firstly, it’s for those experiencing temporary financial difficulty. We investigate some reasons you may need one. Plus, essential factors you need to consider. What is a repayment holiday? It’s a temporary period while your lender pauses your monthly loan repayments. It’s only an option for a few months. You …
On the 6th March, the Chancellor of the Exchequer, Jeremy Hunt, delivered his Spring Budget for 2024. This speech saw the announcement of some new taxes and adjustments to existing taxes. We also saw changes to several economic policies. In our summary, we look into how this budget might affect you. Here’s some key takeaways for …
Spring Budget 2024 summary: What are the key takeaways? Read More »
In a world where the future is uncertain, one thing remains constant: the need for protection. For those born between 1981 and 1996 (hello, millennials!), planning for the future might seem daunting. Or may have just slipped to the bottom of the list among everything else on your to-do list… After all, this is the generation …
Why millennials should care about general insurance: planning for the future. Read More »
Are you coming to the end of a fixed rate mortgage or have your circumstances changed? For example, a new baby or job? We do a deep dive into one of the more complex concepts of mortgages and why your circumstances might affect them. Have you heard of ‘stress tests’ before? Introduced in 2014, stress …
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