If you’re self-employed in the UK, income protection and critical illness cover are extra critical. You don’t have the safety nets that employees do. Like statutory sick pay (SSP), employer sick leave, or workplace health benefits. But of course, no matter your employment status, income protection and critical illness cover add extra support when you …
Managing money and bills self-employed can feel like a juggling act. Especially since you don’t have steady pay or the automatic deductions for things like taxes and national insurance. However, with the right systems in place, you can stay on top of your finances and ensure everything is paid on time. Here are some tips we’ve …
Here are some tips for managing bills and finances when you don’t have a regular income Read More »
Maybe you’ve spent a bit of time putting together your business. Now everything is going well, you wouldn’t want something unexpected to get in the way? This is where insurance can help. Of course, we are big believers in setting up these support systems. If you’re self-employed in the UK, building and contents insurance is …
Work habits in the UK continue to evolve and change. And so, the mortgage industry is addressing concerns from the self-employed. Guess what? Did you know you can get a mortgage if you are self-employed? You may just need to get some extra steps in place. But we are here to help and get you …
Now set at 4.5%, the Bank of England’s Monetary Policy Committee (MPC) has voted to cut the bank’s base interest rate. What does this mean for you? Let’s take a closer look: On 7th February 2024, economists on the bank’s MPC unanimously called for a cut in interest rates. They voted 7-2 in favour of …
The Bank of England announces its first base rate cut of 2025 Read More »
In this quick overview, we go into the reasons why everyone in the family should have income protection. Income protection is a policy that will cover you financially if you can’t work due to sickness, injury, or disability. Did you know that in an ideal world, everyone in the family will benefit from full coverage? From the …
Why does everyone in the family benefit from income protection? Read More »
Here are common mortgage myths debunked to help you navigate the home-buying process confidently. Chat with us to go into these in detail and for advice specific to your circumstances. Myth: You Need a Huge Deposit (at least 20%)Reality: While a larger deposit can get you better rates, many mortgages are available with lower deposits: Myth: You …
Take the stress out of insurance by using a broker. We can help you decide on the best policy for you with our years of knowledge and experience. Don’t forget — we help families every day! An insurance broker is a professional ‘middle-person’ working independently. The benefits are almost endless. The main one is that you …
With everyone feeling the pinch due to the cost-of-living crisis, it can be tempting to rely on credit cards and loans to make ends meet. But has the situation spiralled, with debts now outpacing your income? In this article, we discuss ways to get help with managing debt. Our first recommendation is to speak with …
Let’s go through one of the biggest tax-raising Budgets in history. With the new government underway, our current Chancellor Rachel Reeves announced the 2024 Autumn Budget set to increase taxes by £40billion—we haven’t seen one this big for over twenty years! There is a lot to discuss. Contact us for a detailed and personalised guide …
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