Critical illness cover is worth looking into as it is an assurance that you will receive a payout if you unexpectedly fall ill.
But where do you start? And how do you find the right policy for your needs?
You should aim to go for a plan that has the right cover for your circumstances, not just the cheapest plan, as the cheapest plan may not be right for you.
By talking with our team about your needs, we can look into the options for you and come back with a range of choices worth you considering for your situation.
For example, if you are on a limited budget you may not need expensive comprehensive cover, and a basic policy may give you the cover and reassurance you need.
Different policies may have different criteria, for example:
Are the premiums fixed?
What this refers to is the amount you pay to keep up the cost of cover and the likelihood of it staying the same throughout the life of your policy. This is important to consider as not all policies have fixed premiums, so are likely to raise at some point. With a fixed premium, you can budget accordingly.
Are children covered?
Have the little ones to think about? Well you’ll be interested to know that many policies now offer cover for children, meaning that should your children fall critically ill they will be covered under your policy and you will receive a lump sum payout.