Let-to-buy is when you rent out your existing home and buy a new one to live in.Essentially, it involves having two mortgages at the same time. You convert your existing mortgage to a buy-to-let mortgage so you can let out your current home, and then take out a standard residential mortgage on the home you’re …
Though the traffic light system across the globe has made holidaying in 2021 more complex, the opening of destinations with sandy beaches and crystal blue seas, as well as the dip in British temperatures, have got many of us thinking “I need a break!” But not only are holidays difficult to navigate at the minute, …
Saving Savvy: Plan for your 2022/2023 holidays now! Read More »
Everywhere you turn there are articles and stories on the rises in the cost of living. The rise in rates impacting the mortgage market is no different. Rates do indeed continue to climb, however not at the frightening pace it is often depicted. Rates are rising from the lowest rates we have seen in some …
For many of us, the huge surge in energy prices is worrying. Such significant uplifts on our monthly outgoings can have us digging around behind the sofa for loose change in an attempt to counterbalance the increase. There are some small ways you can begin to recoup some of the money lost to the increase …
The Financial Conduct Authority (FCA) have recently brought in rules ensuring firms can no longer ‘price walk’ their policies, meaning they can not continue to increase renewal prices year on year, especially where new customers are often seen to be paying considerably less in insurance premiums compared to customers with upwards of 5 years loyalty …
Home and motor insurance: how the new changes could affect you Read More »
Over 55s could be sat on more equity in their homes than they realise, especially given the house price growth seen in 2021. The two main products available to those heading into their retirement years are Lifetime Mortgages (more commonly known as Equity Release) and Retirement mortgages. With the equity release lifetime mortgage, people don’t have …
It’s not too late to be considering New Year’s resolutions for 2022. Maybe you’re looking to give up junk food, or instill a new workout regime? But if you’re looking toward home ownership this year, check out these four things to consider when prepping to buy your first home. Have you saved a big enough …
What you need to know about being a first-time buyer Read More »
The pandemic is still raging on across the world and we’re sure many are beginning to assess the damage the past 2 years have caused not only to their health, their loved ones and their socialising, but more so their circumstances and finances. The furlough scheme while benefiting many has left lots of us facing …
Could Equity Release aid your financial recovery? Read More »
The Buy-to-Let market has gone through some periods of change in the last few years, but there are many reasons a Buy-to-Let could be a great choice for you. You could earn rental income between 3% & 8% depending on the area.** At the same time, you could generate capital growth as your money grows …
3 little tips to help make magic this Christmas, without breaking the bank Free festive fun.Money Saving Expert have created a great list of 20 things to do that don’t involve spending a fortune. As for most of us, it’s the magic and memories created that make Christmas what it is. From driving round to …
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