Unless you’re been hiding from the latest news, you’ll likely have seen all the stories on cancelled flights and nightmares at the airports. But if your flight is cancelled, you’re due an alternative or a full refund. If it’s within 14 days of departure, you could be owed £100s in compensation on top. If you’re
Flightmare finances Read More »
Bank of England Base Rate explained: What does it mean for me and my mortgage? On the 16th of June this year, the Monetary Policy Committee (MPC) raised the base rate an additional 0.25% to 1.25%. But what does that mean? And what is the effect on your mortgage? Over the last decade we’ve seen
Bank of England Base Rate explained: What does it mean for me and my mortgage? Read More »
As we get older our needs change. We may find we have less stability and some of us may even see our overall health in decline. Does that mean you (or your loved ones) need to leave your home and move into residential care? Not necessarily. What if you could receive care at home and
Equity Release to fund care at home Read More »
If you are working, what would happen to your monthly income if you suddenly lost your ability to work? Would you be able to manage without your monthly income? If you could not pay your mortgage, how long before you lose your home? How would you pay the food bills and which of your home
Are you prepared if you can’t work? Read More »
We face household accidents regularly, but that’s not to say they aren’t annoying to deal with when they happen. Many of us prefer to protect our assets and valuables just in case and while that won’t stop things getting broken, it does help during the aftermath, but what does Accidental Damage Insurance actually involve? What
What is accidental damage insurance? Read More »
We often secure our homes, lives and health insurance from the comfort of our own homes but how do they apply when we take a jaunt overseas? Here are a couple of highlights that you can ensure are covered in your polices, ahead of travelling to warmer climes this summer. Building & Contents InsuranceYour building
Your various Insurances and how they work abroad Read More »
Many of us have spent years aiming towards a financially secure retirement, where we can sit back and relax and enjoy some down time with loved ones. Unfortunately, the rising costs of living and pension shortfalls mean we’re not as able to enjoy our latter years as we may have hoped- never mind indulging in
The later life jetsetters Read More »
We’ve all heard of “side hustles” as a way to boost income. From crafting and selling your creations or filling out online surveys in return for vouchers or cash payments, many of us are looking at ways we can boost our incomes in a world of increased costs. Though none of these alone will have
5 Nifty ways to boost your income online Read More »
One of the biggest challenges you may face when trying to capital raise when your lender may not give you a Further Advance (when you take on additional borrowing from your current mortgage lender) and large early repayment charges may stand in the way of re-mortgaging. Whether the money required is for debt consolidation, home
Could a second-charge Mortgage help navigate significant early redemption charges? Read More »
There are different types of power of attorney and you can set up more than one. Ordinary power of attorneyThis covers decisions about your financial affairs and is valid while you have mental capacity. It is suitable if you need cover for a temporary period (hospital stay or holiday) or if you find it hard
The power of power attorney Read More »