Let’s go through one of the biggest tax-raising Budgets in history. With the new government underway, our current Chancellor Rachel Reeves announced the 2024 Autumn Budget set to increase taxes by £40billion—we haven’t seen one this big for over twenty years! There is a lot to discuss. Contact us for a detailed and personalised guide …
Barclays* recently announced an analysis of the mortgage market, predicting significant changes between July and December 2024. During this period, over £98.4 billion worth of residential mortgages and £16.4 billion worth of buy-to-let deals will be ending. Do you hold one of these mortgages? If you need help securing a new mortgage on a property …
Making a will is the only way to ensure your money, property, possessions, and investments (known as your estate) go to the people and causes you care about. Let’s look at some top questions… Q: How do I value my estate? Your will should cover your whole estate, so it’s a good idea to draw …
All ready for the tennis this month! Do you have your racquets and balls ready to go? What about insurance? Have you thought of personal accident plans for your children? It’s not something you like to think about, but it’s on all parents’ minds. Whether it’s watching your little one save a goal, seeing them …
Standalone Children’s & Adults’ Personal Accident Plans (Hive) Read More »
February is the month of Valentine’s Day, and a time where the air is filled with love and expressions of affection. While chocolates, flowers, and romantic gestures are appreciated, this year, consider a gift that expresses a commitment to a future filled with care and consideration. The ultimate Valentine’s Day gift? Arranging a Will. Securing your …
Why arranging your Will is the ultimate Valentine’s Day gift Read More »
Writing life insurance in trust is one of the best ways to protect your family’s future in the event of your death. Your life insurance policy is a significant asset, and by putting life insurance in trust you can manage the way your beneficiaries receive their inheritance. Here, we take you through the benefits of …
There are different types of power of attorney and you can set up more than one. Ordinary power of attorneyThis covers decisions about your financial affairs and is valid while you have mental capacity. It is suitable if you need cover for a temporary period (hospital stay or holiday) or if you find it hard …
In a year that has certainly got us thinking about the future, we turn our attention to our loved ones, and how we can cement plans in place for them. New research from Macmillan Cancer Support has revealed that nearly 2 in 3 UK residents have yet to write a will and make their final wishes …
Wills are something that are commonly heard of and used, but have you ever heard of something called lasting power of attorney? By the time we reach 2025 Alzheimer’s Society has predicted that more than 1 million people in the UK will have dementia. And whilst this may be something you don’t want to think …
A lasting power of attorney is not just for the elderly Read More »
We all have a natural reluctance to think or contemplate about our own deaths, but it’s so important to consider the affects of leaving your family and loved ones without a will or estate planning in place to control your property and affairs when you are no longer with us. 1. PROVIDING FINANCIAL SECURITY FOR …
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