News surrounding our finances and more so what happens with our finances at Government level, can be particularly confusing. We have sourced a list of tax changes coming this year so you can plan for financial changes on the horizon. The freeze on the personal allowance, and the basic and higher-rate income tax thresholds in …
From streaming your favourite films to getting your fill of coffee, many people find paying for a range of subscriptions normal now. But the costs are creeping up. A total of 1.51 million video services were cancelled in the first three months of 2022, with more than half a million of these due to ‘money …
WHAT TO DO TYPICAL SAVING Food shopping It’s not about buying lower quality, but beating the way supermarkets convince us to unnecessarily pay more for premium brands. Find out more >> £1,000s a year Council tax The council tax system in England and Scotland is fundamentally flawed. Many people are in the wrong band. It only takes 10 …
As you’ve no doubt seen or heard in news broadcasts in recent days, the changes made to the Bank of England’s base rate, along with the Chancellor’s mini-budget, has thrown curveballs to many with financial responsibilities such as mortgages. Many lenders have removed deals from the market and mortgage brokers are being faced with clients …
Despite Liz Truss’s recent announcement that energy bills will be capped at £2,500 annually this is almost double last year’s £1,277** average. Many of us could still be struggling with that upsurge in costs so what can you do if they’re just unmanageable? Check out our top ten tips on what to do if you’re …
You may be able to claim tax relief for additional household costs if you have to work at home for all or part of the week. Important note: If you previously claimed tax relief when you worked from home because of coronavirus (COVID-19), you might no longer be eligible. Important notes when considering if you’re …
The country has seen a lot of warmer weather lately, it is Summer after all, but the long periods of dry weather followed by a period of rainfall can cause flooding and when it comes to the significant increase in rainfall during the winter months flooding can be even more prevalent causing significant property damage. …
Is your property at risk of floods? And if so, is it properly insured? Read More »
August 4th saw yet another Bank of England Base Rate hike, this time to 1.75% and evidently these rises are seeing Mortgage Rates rising too. So, does this mean you should remortgage now? It is certainly advisable if you’re within 6 months of the end of your current agreement, that you speak to us about …
A new base rise, so is now a good time to remortgage? Read More »
It’s no secret that the results of the pandemic and the more recent cost of living crisis have left many of us seeking alternative ways to afford the essentials, and for a lot of us that has meant extending overdraft facilities, obtaining credit cards and securing store credit options. But these multiple debts can mount …
The UK is amid a cost-of-living crisis. Prices are rising at rates we haven’t seen since the 1970s – energy, broadband, water, council tax, food, fuel and more. So here are just a few handy tips for saving money where you can. Ten top tips for saving money Heat the human, not the home: Luckily, …
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