2023 undoubtedly wreaked havoc with many of our finances with the cost-of-living expenses rising and interest rates causing uncertainty in the mortgage market. So, with a New Year now underway, it isn’t too late to set our New Years’ resolutions for your finances to help combat the ongoing cost increases. Check out our handy list
Financial New Years’ Resolutions Read More »
According to Lloyds Banking Group fraud insights data, there has been a 75% increase in people getting scammed when shopping for things like cars, tickets, and clothes on Facebook Marketplace. * So if you’re heading online to buy or sell gifts this month, here are some things to look out for: Trust your instincts: If
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Recently we have been seeing all sorts of local news pieces on crowding funding appeals to help families who have fallen into financial difficulty, a lot of times due to a change in circumstances, illness or death. The current percentage of UK adults that a hold a protection product are: A lot of life insurance policies
Is it time to review your protection policies? Read More »
Christmas season may not be the most conventional time to sell your home, but it can actually be a great opportunity to attract motivated buyers and create a warm and inviting atmosphere. If you’re planning to put your home on the market this month, here are some top tips to help you successfully make a
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The cold winter months can take a toll on your finances. Beat the winter blues and keep more cash in your pocket with these handy money saving tips: Lower the thermostat, reset your boiler and bleed your radiators: Turning down your thermostat just 1 degree can reduce heating bills by up to £60 a year.
Winter tips: Money saving ideas Read More »
Burglary statistics reveal a strange fact. Each time the clocks go back one hour for Daylight Saving Time (DST), the number of break-ins increases by one-third*. Most home insurance policies will cover you if your home is burgled, but there are limitations which could lead to your claim being rejected. Some of the scenarios that may catch you
Burglary rises when the clocks go back: is your home at risk? Read More »
Halloween is just around the corner, and while it’s a spooktacular time for children, it can also be a frightful hit to your wallet. But fear not! With a bit of creativity and some clever planning, you can enjoy all the thrills of Halloween without breaking the bank. Here are some tips to help you
Scarily good money saving tips this Halloween Read More »
When it comes to managing your mortgage, there often comes a point where you need to make a decision as homeowners, that could significantly impact your financial future. Two common options that homeowners consider are mortgage product transfers and remortgages. While both choices offer unique advantages for homeowners, the importance of seeking advice from a
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In the face of the cost-of-living crisis, financial worries have reached an all-time high among Generation Z. The soaring expenses of education, housing, and basic necessities have placed a huge burden on young adults. This affects not only their personal lives and mental health, but also their work performance. The rising concern of financial stress
The Cost of Living Crisis: How financial worries impact Gen Z’s health Read More »
When it comes to sick pay entitlement, the United Kingdom falls behind other European countries, with a current statutory sick pay rate of just £109.40 a week*. This places a heavy burden on individuals facing illness or injury and it becomes even more crucial to recognise the significance of income protection. Financial security Falling ill