When we think about insurance, we often focus on protecting the breadwinner of the family. However, the contributions of a stay at home parent should not be overlooked. While they may not earn a traditional income, their role in managing the home, caring for children, and providing emotional support is huge. Insuring the stay at …
The unsung hero: Insuring the stay-at-home parent Read More »
When it comes to home insurance, there are a lot of misconceptions that can lead homeowners to make uninformed decisions about their coverage. Let’s take a closer look at some of the myth and set the record straight: Myth #1: Home insurance is only necessary if you own a house. Even if you don’t own …
According to recent research by Cirencester Friendly*, almost 23% of their claimants are aged 30 or under. This is an eye-opening statistic that highlights the importance of Income Protection for young people. Many of us don’t like to think about the possibility of becoming ill or injured, but it’s important to be prepared in case …
What is mortgage life insurance? A Level term policy fixes the amount paid out for the length of the policy. These policies tend to be more expensive, as they pay a defined lump sum if you die within a fixed time, for example, £200,000 if you pass within the next 18 years. However, this could …
Mortgage Life Insurance . Decreasing Term vs Level Term Read More »
2022 undoubtedly wreaked havoc with many of our finances with the cost-of-living expenses rising and interest rates causing uncertainty in the mortgage market. So, with a New Year now underway, it isn’t too late to set our New Years’ resolutions for your finances to help combat the ongoing cost increases. Check out our handy list …
The Bank of England Base Rate has been in the news several times in as many months, and with it has been a lot of noise around mortgages and what the Base Rate increases means for mortgage rates. Not much of this has felt like good news, but as we have said previously: ‘we’re here …
The Value of advice in the current mortgage climate Read More »
We’ve shared information with you on flood preparation before, but as we head into ‘storms season’ are you aware of what storm or flood cover you have for your property? Have you checked your fine print ahead of the turbulent weather? If not, it’s worth investigating your current cover, or ensuring you renew soon with …
Storms, frozen pipes and turning our radiators back on for the colder months can all cause expensive damage if they’re not prepared in anticipation for the winter. Prepping your home for winter The Met Office provides a Cold Weather Alert Service every year, between November 1st to March 31st. This warns you of predicted adverse …
Avoid the insurance claims and prepare your home for the winter Read More »
If you’re looking into Life Insurance but are still on the fence whether to go ahead, check out these 6 key reasons why you might consider securing the cover for yourself and your family. Buying a new homeIf you die before your mortgage is repaid, then the responsibility to complete payments falls to someone you …
When it comes to navigating available Life Insurance policies it can be quite the minefield! We’ve assembled a handy list of 6 things to be aware of before you start and when you’re ready, we’ll be here to help you find the most suitable policy for your needs. Fix the monthly feeIf you look for …
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