What is mortgage life insurance? A Level term policy fixes the amount paid out for the length of the policy. These policies tend to be more expensive, as they pay a defined lump sum if you die within a fixed time, for example, £200,000 if you pass within the next 18 years. However, this could […]
Mortgage Life Insurance . Decreasing Term vs Level Term Read More »
2022 undoubtedly wreaked havoc with many of our finances with the cost-of-living expenses rising and interest rates causing uncertainty in the mortgage market. So, with a New Year now underway, it isn’t too late to set our New Years’ resolutions for your finances to help combat the ongoing cost increases. Check out our handy list
Financial New Years’ Resolutions Read More »
The Bank of England Base Rate has been in the news several times in as many months, and with it has been a lot of noise around mortgages and what the Base Rate increases means for mortgage rates. Not much of this has felt like good news, but as we have said previously: ‘we’re here
The Value of advice in the current mortgage climate Read More »
We’ve shared information with you on flood preparation before, but as we head into ‘storms season’ are you aware of what storm or flood cover you have for your property? Have you checked your fine print ahead of the turbulent weather? If not, it’s worth investigating your current cover, or ensuring you renew soon with
What do storms mean for your Home Insurance? Read More »
Storms, frozen pipes and turning our radiators back on for the colder months can all cause expensive damage if they’re not prepared in anticipation for the winter. Prepping your home for winter The Met Office provides a Cold Weather Alert Service every year, between November 1st to March 31st. This warns you of predicted adverse
Avoid the insurance claims and prepare your home for the winter Read More »
If you’re looking into Life Insurance but are still on the fence whether to go ahead, check out these 6 key reasons why you might consider securing the cover for yourself and your family. Buying a new homeIf you die before your mortgage is repaid, then the responsibility to complete payments falls to someone you
6 Reasons you need life insurance Read More »
When it comes to navigating available Life Insurance policies it can be quite the minefield! We’ve assembled a handy list of 6 things to be aware of before you start and when you’re ready, we’ll be here to help you find the most suitable policy for your needs. Fix the monthly feeIf you look for
5 Life Insurance need to knows Read More »
Unless you’re been hiding from the latest news, you’ll likely have seen all the stories on cancelled flights and nightmares at the airports. But if your flight is cancelled, you’re due an alternative or a full refund. If it’s within 14 days of departure, you could be owed £100s in compensation on top. If you’re
Flightmare finances Read More »
If you are working, what would happen to your monthly income if you suddenly lost your ability to work? Would you be able to manage without your monthly income? If you could not pay your mortgage, how long before you lose your home? How would you pay the food bills and which of your home
Are you prepared if you can’t work? Read More »
We face household accidents regularly, but that’s not to say they aren’t annoying to deal with when they happen. Many of us prefer to protect our assets and valuables just in case and while that won’t stop things getting broken, it does help during the aftermath, but what does Accidental Damage Insurance actually involve? What
What is accidental damage insurance? Read More »