Recent research from MetLife UK shows a large gap in income protection. Over half of working parents don’t have a financial plan in place if their child experiences illness or injury. The research shares that 50% of parents wouldn’t be able to survive longer than three weeks without pay if they had to take time […]
Are you covered if your children need time in hospital? Read More »
Let’s dive in. Have you considered how maternity leave could impact your mortgage? We are here to help with our key strategies and tips. You’ve got lots to plan and prepare for with the arrival of a bundle of joy. Let us take the stress out of your mortgage worries as we clear up a
Is your mortgage budget in place for maternity leave? Read More »
Property buyers are forced to compete hard in many markets. So, how can you improve your chances of securing your dream home? Here are five tips to beat out other buyers: Have a home loan pre-approval in place. This will make you look more attractive in the eyes of estate agents. Positioning you as a
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Let’s discuss the new first-time buyers’ 99% mortgage with £5k deposit by Accord Mortgages. As you might have guessed from the name, a 99% mortgage allows you to take out a mortgage with only a 1% deposit. This could be a fantastic opportunity for those struggling to buy a house. Think renters who already pay
Have you heard of the 99% mortgage? Read More »
Hot on the topic of weddings, we dive into another significant life event. Here’s our mortgage guide for first-time buyers… Do you know the difference between a fixed and a variable mortgage? Have you heard of ‘loan to value’? Are you curious about what help is available for first-time buyers? Or are you a supportive
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A mortgage holiday might sound intriguing. But firstly, it’s for those experiencing temporary financial difficulty. We investigate some reasons you may need one. Plus, essential factors you need to consider. What is a repayment holiday? It’s a temporary period while your lender pauses your monthly loan repayments. It’s only an option for a few months. You
What is a mortgage holiday? And is it worth it? Read More »
Are you coming to the end of a fixed rate mortgage or have your circumstances changed? For example, a new baby or job? We do a deep dive into one of the more complex concepts of mortgages and why your circumstances might affect them. Have you heard of ‘stress tests’ before? Introduced in 2014, stress
What is a ‘stress test’, and how do they work? Read More »
You could save money by switching your mortgage Homebuyers and those nearing the end of their current mortgage deal received some positive news recently, as numerous lenders have reduced the costs of their new fixed-rate deals. If your current deal has another 12 months to go, your options are somewhat limited, but there are still
Cut your mortgage and credit card bills: how to reduce your debt for 2024 Read More »
If getting on top of your finances is one of your New Year’s resolutions for 2024, don’t overlook your mortgage arrangements. For most of us, our home loan represents one of the most significant financial commitments of our lifetimes, yet too few people review their mortgage regularly. If that’s you, don’t delay any longer – an
Make a mortgage review a New Year priority Read More »
As we bid farewell to the old year and usher in a new one, many of us embark on a journey to prioritise our health and fitness. New Year’s resolutions often involve promises to hit the gym, eat better, and lead a healthier lifestyle. While enthusiasm is high in January, maintaining that momentum throughout the
Stick to your health and fitness New Year resolutions Read More »