Everywhere you turn there are articles and stories on the rises in the cost of living. The rise in rates impacting the mortgage market is no different. Rates do indeed continue to climb, however not at the frightening pace it is often depicted. Rates are rising from the lowest rates we have seen in some …
Over 55s could be sat on more equity in their homes than they realise, especially given the house price growth seen in 2021. The two main products available to those heading into their retirement years are Lifetime Mortgages (more commonly known as Equity Release) and Retirement mortgages. With the equity release lifetime mortgage, people don’t have …
It’s not too late to be considering New Year’s resolutions for 2022. Maybe you’re looking to give up junk food, or instill a new workout regime? But if you’re looking toward home ownership this year, check out these four things to consider when prepping to buy your first home. Have you saved a big enough …
What you need to know about being a first-time buyer Read More »
The Buy-to-Let market has gone through some periods of change in the last few years, but there are many reasons a Buy-to-Let could be a great choice for you. You could earn rental income between 3% & 8% depending on the area.** At the same time, you could generate capital growth as your money grows …
Ensuring your credit score is healthy is a major step to tick off before applying for a mortgage. While it isn’t impossible to get a mortgage with bad credit, it certainly makes it more difficult.We’ve complied a few tips & tricks to help get your credit score squeaky clean ready for that mortgage application. And …
A case study Here is an example of how much you could save when your fixed rate deal has come to an end.Lucy took out a two-year fixed-rate mortgage in 2019 on a property worth £443,000. Lucy was only able to raise a 5% deposit and borrowed £421,000. She was offered a rate of 3.98% …
For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product at today’s …
Homeowners, could you be saving more than £2,000 on average a year? Read More »
Did you know that, according to research by Natwest, 43% of homeowners said remortgaging had a positive impact on their mental health, whilst 23% said it significantly improved their mental health? For many people, their mortgage is their biggest financial commitment, so how could a remortgage benefit you? Your current deal is about to end; …
Could remortgaging be good for your mental health? Read More »
It has been around four months since the availability of a three month mortgage payment holiday was first announced. This has led to two million homeowners taking mortgage holidays, with one in six mortgage customers making use of the Government’s relief scheme for payments during the pandemic. More recently the Government (via the Treasury and …
If you haven’t taken a mortgage payment holiday and would like to Read More »
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