Now set at 4.5%, the Bank of England’s Monetary Policy Committee (MPC) has voted to cut the bank’s base interest rate. What does this mean for you? Let’s take a closer look: On 7th February 2024, economists on the bank’s MPC unanimously called for a cut in interest rates. They voted 7-2 in favour of […]
The Bank of England announces its first base rate cut of 2025 Read More »
With insurance premiums increasing, it’s a great time to review your policy. Did you know that if you contact us, we may be able to find you a cheaper deal? Or even, we might be able to find you more benefits for the same fee. That’s one of the advantages of going through an advisor.
It’s time to check your policy is up to date with insurance premiums on the rise Read More »
The festive season can bring all sorts of financial stress. But with these tips, we hope you can take the stress out of it and enjoy the precious time with your family. Many Brits are feeling the pinch from the rising cost of living, with essentials like fuel, groceries, and running the home on the rise.
Five easy ways to save money this festive season Read More »
There has been a 6% increase in combined buildings and contents insurance since last year. In the current economic climate, inflation is affecting everything, and homeowners across the UK are feeling the pinch—making peace of mind more critical than ever. We are constantly scanning the market to find the best insurance deals, so contact us
We’d love to hear your thoughts on this topic. Did you have enough budget in place? Anything you would have bought more or less of? Recent research says the average cost of having a child in the UK is around £223,256! That’s about £12,400 a year, or £1,030 a month. Unsurprisingly, childcare makes up a
How much does it cost to have a child in 2024? Read More »
Part of our ‘stay safe and stay smart’ campaign naturally includes insurance. With the cost of living skyrocketing, we look at which insurance you really need, plus how to save money without facing expensive premiums. While income protection insurance and employers’ liability insurance both pay for disabilities, income protection is not limited to disabilities or
Top five insurance policies to take out Read More »
As part of their Autumn Statement, the government announced that the 95% Mortgage Guarantee Scheme has been extended until the end of June 2025. In the full Autumn Statement document, the government announced that it “will extend the scheme for an additional 18 months until the end of June 2025 to continue helping prospective borrowers
95% Mortgage Guarantee Scheme – Extended! Read More »
We understand that the current challenges we are all facing in light of the ongoing cost of living squeeze and the rise in interest may be causing some concerns and uncertainties, but we want to assure you that we are here to help and support you during these times. Our main goal is to ensure
Supporting you through the cost of living squeeze and rising interest rates Read More »
Income protection is a crucial aspect of personal finance that is often overlooked by many people. It is the process of securing your income in the event of unforeseen circumstances that may mean you are unable to work. These circumstances can include accidents, illnesses, or disabilities that prevent you from earning an income. Income
The importance of income protection Read More »
Home Insurance is an essential policy that provides peace of mind to homeowners by protecting their homes and belongings against unforeseen circumstances. Homeowners Insurance can help cover losses that result from events such as fire, theft, or natural disasters. In this article, we will explore the recent changes in pricing policies for Home Insurance and
Home Insurance: The Ultimate Protection Plan for Your Castle Read More »