In a year that has certainly got us thinking about the future, we turn our attention to our loved ones, and how we can cement plans in place for them. New research from Macmillan Cancer Support has revealed that nearly 2 in 3 UK residents have yet to write a will and make their final wishes […]
Give yourself peace of mind this festive season Read More »
With the likes of Greta Thunberg, Sir David Attenborough and even Prince Charles making recurrent pleas for us to save our planet, it is difficult to ignore the crisis our natural world faces. It can often be thought that ‘going green’ can be more costly but we’ve got a few handy tips to saving both
Going green to save the planet & save money! Read More »
Our children and grandchildren inevitably receive toys for their Christmas presents be it from Father Christmas, Granny and Grandad or other loved ones, and we know the costs can soon mount up. Check out these handy tips for saving money this year: 1. Shop around!Many shops charge varying prices, utilise online facilities such as Google Shopping,
Save money on toys this Christmas Read More »
Ensuring your credit score is healthy is a major step to tick off before applying for a mortgage. While it isn’t impossible to get a mortgage with bad credit, it certainly makes it more difficult.We’ve complied a few tips & tricks to help get your credit score squeaky clean ready for that mortgage application. And
Squeaky clean credit scores Read More »
Many of us will have just waved our children, siblings or other loved ones off to University knowing full well, their lifestyles will be vastly different to what they’re used to at home. No longer living with parents the new freedoms are exciting for young people possibly stepping out on their own for the first
University students frugal & free Read More »
Sickness has affected many of us at some time or another, and while we always advocate income protection when ensuring your finances are protected should the worst happen, what if this isn’t something you had in place? Check out these tips to helping survive financially if you find yourself unable to work due to sickness
Have sickness or injury left you unable to work? Read More »
A case study Here is an example of how much you could save when your fixed rate deal has come to an end.Lucy took out a two-year fixed-rate mortgage in 2019 on a property worth £443,000. Lucy was only able to raise a 5% deposit and borrowed £421,000. She was offered a rate of 3.98%
Saving money by remortgaging Read More »
According to research by Key*, 38% of those releasing equity from their homes in the first quarter of 2021, used it to repay outstanding mortgages. If you’re over 55, you could qualify for an equity release product to help pay off the current mortgage on your home, and as with most plans you do not
Retirement without your monthly mortgage payments, sounds good right? Read More »
Nobody likes to think about death, and even fewer of us like to talk about it, but your plans for your loved ones should the worst happen can be a simple solve. Many of us believe that when we die, our estate, savings and belongings will automatically pass to our nearest and dearest, but this
Ensuring your children don’t go without after you die Read More »
Wills are something that are commonly heard of and used, but have you ever heard of something called lasting power of attorney? By the time we reach 2025 Alzheimer’s Society has predicted that more than 1 million people in the UK will have dementia. And whilst this may be something you don’t want to think
A lasting power of attorney is not just for the elderly Read More »