Income protection is a crucial aspect of personal finance that is often overlooked by many people. It is the process of securing your income in the event of unforeseen circumstances that may mean you are unable to work. These circumstances can include accidents, illnesses, or disabilities that prevent you from earning an income. Income …
Home Insurance is an essential policy that provides peace of mind to homeowners by protecting their homes and belongings against unforeseen circumstances. Homeowners Insurance can help cover losses that result from events such as fire, theft, or natural disasters. In this article, we will explore the recent changes in pricing policies for Home Insurance and …
Home Insurance: The Ultimate Protection Plan for Your Castle Read More »
The importance of reducing greenhouse gas emissions and tackling climate change has led to a wave of regulations and policies aimed at improving energy efficiency in buildings. One of the key measures is the Minimum Energy Efficiency Standards (MEES) regulations, which have been in force since 2018 and require properties to meet a minimum Energy …
Interest-only mortgages are a type of mortgage where the borrower only pays the interest on the loan, and not the capital. This means that at the end of the mortgage term, the borrower still owes the original amount borrowed. In the 1990s, there was a boom in interest-only mortgages, and many homeowners who took out …
Equity Release could help you repay your interest-only mortgage? Read More »
If you’re considering fixing your mortgage term, now may be a good time to do so, with mortgage rates dropping below 4% for the first time since last September. Some of the UK’s biggest banks have cut rates to offer market-leading deals for borrowers looking to remortgage, with five and 10-year deals below 4%. In …
As rates start to come back down, how long should you fix for? Read More »
Equity release has gained popularity among homeowners who are in their retirement years and wish to access the equity in their home without having to sell it. The cost of living continues to increase, and inflation has hit double digits, making equity release a valuable solution for supplementing retirement income. According to a recent study*, …
Equity Release: Unleashing the Potential of Your Home’s Equity Read More »
Saving money for the future is crucial for financial stability and security. Here are some top tips for families looking to build their savings: Saving money is a critical step towards securing your family’s financial future. By following these tips, you can start building your savings today and create a more secure tomorrow.
First-time homebuyers may find it difficult to secure a mortgage due to the high cost of a deposit. However, there are several government-backed schemes available to help first-time buyers purchase a property. The Help to Buy scheme, which was launched in 2013 and allowed first-time homebuyers to purchase a property with just a 5% deposit, …
Have you outgrown your home? Relocating to a different area? Perhaps you’re looking to downsize? No matter the reason, 2023 could be the year of the New Home for you and your family. Why would you port your mortgage? Most likely because you are tied into your current mortgage deal. This means if you were …
New Year, New Home? What it means to port your mortgage to a new property Read More »
As we pull together plans for Christmas and often, we are looking to spend it with our loved ones. But what if the worst were to happen, would your loved ones still be able to have a Christmas? Protecting your family’s finances can ensure the least disruption to those events that can be particularly difficult …
Ensure your family can continue Christmas magic for years to come- no matter what Read More »
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