As part of their Autumn Statement, the government announced that the 95% Mortgage Guarantee Scheme has been extended until the end of June 2025. In the full Autumn Statement document, the government announced that it “will extend the scheme for an additional 18 months until the end of June 2025 to continue helping prospective borrowers …
We understand that the current challenges we are all facing in light of the ongoing cost of living squeeze and the rise in interest may be causing some concerns and uncertainties, but we want to assure you that we are here to help and support you during these times. Our main goal is to ensure …
Supporting you through the cost of living squeeze and rising interest rates Read More »
Income protection is a crucial aspect of personal finance that is often overlooked by many people. It is the process of securing your income in the event of unforeseen circumstances that may mean you are unable to work. These circumstances can include accidents, illnesses, or disabilities that prevent you from earning an income. Income …
Home Insurance is an essential policy that provides peace of mind to homeowners by protecting their homes and belongings against unforeseen circumstances. Homeowners Insurance can help cover losses that result from events such as fire, theft, or natural disasters. In this article, we will explore the recent changes in pricing policies for Home Insurance and …
Home Insurance: The Ultimate Protection Plan for Your Castle Read More »
The importance of reducing greenhouse gas emissions and tackling climate change has led to a wave of regulations and policies aimed at improving energy efficiency in buildings. One of the key measures is the Minimum Energy Efficiency Standards (MEES) regulations, which have been in force since 2018 and require properties to meet a minimum Energy …
Interest-only mortgages are a type of mortgage where the borrower only pays the interest on the loan, and not the capital. This means that at the end of the mortgage term, the borrower still owes the original amount borrowed. In the 1990s, there was a boom in interest-only mortgages, and many homeowners who took out …
Equity Release could help you repay your interest-only mortgage? Read More »
If you’re considering fixing your mortgage term, now may be a good time to do so, with mortgage rates dropping below 4% for the first time since last September. Some of the UK’s biggest banks have cut rates to offer market-leading deals for borrowers looking to remortgage, with five and 10-year deals below 4%. In …
As rates start to come back down, how long should you fix for? Read More »
Equity release has gained popularity among homeowners who are in their retirement years and wish to access the equity in their home without having to sell it. The cost of living continues to increase, and inflation has hit double digits, making equity release a valuable solution for supplementing retirement income. According to a recent study*, …
Equity Release: Unleashing the Potential of Your Home’s Equity Read More »
Saving money for the future is crucial for financial stability and security. Here are some top tips for families looking to build their savings: Saving money is a critical step towards securing your family’s financial future. By following these tips, you can start building your savings today and create a more secure tomorrow.
First-time homebuyers may find it difficult to secure a mortgage due to the high cost of a deposit. However, there are several government-backed schemes available to help first-time buyers purchase a property. The Help to Buy scheme, which was launched in 2013 and allowed first-time homebuyers to purchase a property with just a 5% deposit, …
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