It can be difficult to see the reasons we may look at Income protection as a necessary expense rather than a luxury cost. But ensuring our loved ones are cared for should the worst happen, or our financial obligations are not a concern in horrible circumstances, is a priceless expense. Income Protection is often more […]
Income Protection- A Case Study Read More »
It’s surprising the money you can save if you review and rebroke your current financial obligations. Spend a day reviewing your current outgoings and shop around or speak to a financial adviser like us to see if you could get it cheaper- (it can take some time but can be worth it in the savings
Review your outgoings and save money Read More »
Recent research conducted by Later Life Lender more2life**, revealed the true extent to which gifting via Equity Release can benefit fund recipients. When those over 55 access equity locked up in their homes to gift their children, or even grandchildren, they open the opportunity for young first-time buyers to secure lower Loan-to-Value options on their
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As we continue to battle the cost-of-living crisis, it’s easy to see the solutions damaging our credit file, impacting our future finances as well as hitting us in the pocket today. As our wages will typically stagnate in comparison to the rapid climb on our outgoings, it means we’ll all have to tighten our belts
Don’t let the current financial climate damage your credit score Read More »
When Dean and Lisa secured their life insurance, they chose to add Critical Illness cover to their policy, they also added children’s Critical Illness cover as their broker mentioned it would be added at no additional cost and could help should they have a child who became critically ill. Just 14 months later, their eldest
Critical illness cover for your children- Case Study Read More »
Bank of England Base Rate explained: What does it mean for me and my mortgage? On the 16th of June this year, the Monetary Policy Committee (MPC) raised the base rate an additional 0.25% to 1.25%. But what does that mean? And what is the effect on your mortgage? Over the last decade we’ve seen
Bank of England Base Rate explained: What does it mean for me and my mortgage? Read More »
For the majority of homeowners, a mortgage is their biggest monthly outgoing, yet almost a third are not aware of how much they pay in interest each month. In recent research, it has been found that British homeowners could save more than £2,000 on average this year by remortgaging to a fixed-rate product at today’s
Homeowners you could be saving on average this year £2,000, on your mortgage payments Read More »
The Financial Conduct Authority (FCA) have recently brought in rules ensuring firms can no longer ‘price walk’ their policies, meaning they can not continue to increase renewal prices year on year, especially where new customers are often seen to be paying considerably less in insurance premiums compared to customers with upwards of 5 years loyalty
Home and motor insurance: how the new changes could affect you Read More »
In a year that has certainly got us thinking about the future, we turn our attention to our loved ones, and how we can cement plans in place for them. New research from Macmillan Cancer Support has revealed that nearly 2 in 3 UK residents have yet to write a will and make their final wishes
Give yourself peace of mind this festive season Read More »
If your business has shareholders, it’s crucial to begin thinking about shareholder protection, and how it can provide your business with a vital safety net in the case a shareholder ever was unable to work due to serious illness or injury, or if they were to pass away. No one wants to think of the
Share the love with a Shareholder Protection Plan Read More »