Have you outgrown your home? Relocating to a different area? Perhaps you’re looking to downsize? No matter the reason, 2023 could be the year of the New Home for you and your family. Why would you port your mortgage? Most likely because you are tied into your current mortgage deal. This means if you were …
New Year, New Home? What it means to port your mortgage to a new property Read More »
As we pull together plans for Christmas and often, we are looking to spend it with our loved ones. But what if the worst were to happen, would your loved ones still be able to have a Christmas? Protecting your family’s finances can ensure the least disruption to those events that can be particularly difficult …
Ensure your family can continue Christmas magic for years to come- no matter what Read More »
While we’re not quite at Christmas yet, many of us will have made a big dent in our Christmas shopping to do list, but at what expense? Budgets this year are significantly tighter for many households, and many will have turned to borrowing via credit cards, store credit and loans to afford a Christmas like …
It still may seem irrationally early to be discussing Christmas for some, but for many facing tightened purse strings, you may be keen to start saving where you can. Check out these handy tips for saving money over the festive season. Only plan for what you can afford Christmas is one day, and while it feels …
Christmas is coming- don’t let it break the bank! Read More »
It can be difficult to see the reasons we may look at Income protection as a necessary expense rather than a luxury cost. But ensuring our loved ones are cared for should the worst happen, or our financial obligations are not a concern in horrible circumstances, is a priceless expense. Income Protection is often more …
It’s surprising the money you can save if you review and rebroke your current financial obligations. Spend a day reviewing your current outgoings and shop around or speak to a financial adviser like us to see if you could get it cheaper- (it can take some time but can be worth it in the savings …
Recent research conducted by Later Life Lender more2life**, revealed the true extent to which gifting via Equity Release can benefit fund recipients. When those over 55 access equity locked up in their homes to gift their children, or even grandchildren, they open the opportunity for young first-time buyers to secure lower Loan-to-Value options on their …
As we continue to battle the cost-of-living crisis, it’s easy to see the solutions damaging our credit file, impacting our future finances as well as hitting us in the pocket today. As our wages will typically stagnate in comparison to the rapid climb on our outgoings, it means we’ll all have to tighten our belts …
Don’t let the current financial climate damage your credit score Read More »
When Dean and Lisa secured their life insurance, they chose to add Critical Illness cover to their policy, they also added children’s Critical Illness cover as their broker mentioned it would be added at no additional cost and could help should they have a child who became critically ill. Just 14 months later, their eldest …
Critical illness cover for your children- Case Study Read More »
Bank of England Base Rate explained: What does it mean for me and my mortgage? On the 16th of June this year, the Monetary Policy Committee (MPC) raised the base rate an additional 0.25% to 1.25%. But what does that mean? And what is the effect on your mortgage? Over the last decade we’ve seen …
Bank of England Base Rate explained: What does it mean for me and my mortgage? Read More »
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